Flood fallout: statewide disaster proclamation and precaution


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The Iowa Flood Information System as of Thursday night. 

Julia Poska | March 15, 2019

Iowa’s flood season started off with an splash this week. The state saw road closures, city evacuations and one even one collapsed bridge. In wake of major damage from east to west, Gov. Kim Reynolds issued a statewide disaster proclamation Thursday.

The official proclamation activates the State Emergency Operations Center to coordinate disaster response using state resources. It also activates the Iowa Individual Assistance Grant Program for qualifying residents; those with household incomes up to twice the federal poverty level have 45 days after the proclamation to apply for up to $5,000 in flood damage repairs.

The proclamation also activated the Disaster Case Management Program in 21 counties. Case managers help those seriously affected by disasters overcome adversity by helping them create a disaster recovery plan and offering guidance, advice and referrals.

Better safe than sorry

The flood season has only just begun and is expected to be brutal this year. Flood insurance takes 30 days from purchase to become active, but flood risk is an all-year hazard, especially in Iowa. It is not too late to protect your household from future floods.

Do you live in a flood plain? Find out here and remember that over 20 percent of flood insurance claims come from properties outside the supposed “high-risk” zone. The average claim is about $30,000: six times more than the maximum granted by the Iowa Individual Assistance Grant Program and with no income requirement.

Be aware of present flood risk as well. Watches are ongoing in much of the state. Be sure to…

  • Avoid driving across even shallowly flooded roads.
  • Keep at least a day’s supply of shelf-stable food and water in your home, especially if you live in a floodplain.
  • Check here for up-to-date road closures.
  • Visit the Iowa Flood Information System for flood alerts and more.

Most high-risk Iowa homes don’t have flood insurance


Flooding in Cedar Rapids. Photo by U.S. Geological Survey, Flickr.

A press release from the Iowa Department of Natural Resources indicates that many Iowans are unprepared for flooding.

Only 18 percent of Iowa homes in high-risk floodplain areas have flood insurance policies.

Since the waiting period for activating flood insurance policies is 30-days, the Iowa DNR encourages Iowans to get the insurance as soon as possible.

For more information, including a way to calculate flood insurance rates, read the Iowa DNR press release here.