Julia Poska | December 6, 2019
FEMA will “de-accredit” 94.5 miles of levees in southwest Iowa and northwest Missouri unless owners make updates that ensure protection within new 100-year flood boundaries, the Des Moines Register reported Wednesday.
The levees protect parts of Pottawattamie, Mills and Fremont counties, which experienced historic flooding this spring.
Affected communities have historically been located in FEMA’s 500-year floodplain, giving them a 0.2% chance of flooding in a given year (NOT flooding once in 500 years, as is a common misconception). Flood recurrence is calculated from historic averages, and increasing flood frequency due to climate change now puts those areas within the 100-year flood plain, making flood risk 5 times higher.
The floodplain updates take effect in the spring but levee owners have a few years to make updates before official losing accreditation. The Register reports, “It’s estimated that work to meet FEMA’s standards could cost upwards of $1 million per mile of levee,” a steep price for an area still recovering from the last round of floods.
The Register reported that nearly 1,500 home and business owners would need to purchase flood insurance in the spring the levees don’t receive updates. In such a high-risk area, insurance would become mandatory, and rates in some areas could increase 2600%, according to the Register.